What tundraman said.
no matter how many backups you have in the same location, a fire or flood can wipe them all out in minutes. Think it won't happen? fine. But when it does, one of the things people tend to be most upset about is the lost family photos. The same is as true of your digital library as grandma's old Polaroids.
Plus trusting your files to a $100 external drive is probably a "huge mistake". Those things are junk at the low end, if they work at all it is a minor miracle.
No backup solution is complete without an offsite backup. Flickr is pretty good for this, as is Amazon S3 or .Mac or other options. So I am glad to hear about Kflickr, I missed the Mac/Windows tools that they provide that do similar things. So thanks for the article. »